Is Your Hair Stopping You from Saving Money?


Yesterday I had a little revelation, one that showed me that sometimes we might spend more money on stuff we consider normal and natural without even realizing. It all happened while talking with a friend of mine who complained that the price for getting your haircut increased at the beginning of the year. And then it struck me: I never ever thought about it as, since my first year in college, I cut my hair at home using a hair clipper and needing nothing more than a butch cut, everything is extremely easy.

When my friend started to complain, he said (yes, it’s a he) that in order to maintain his looks, he has to get his haircut once per month, which makes sense. He also needs at home all sorts of hair foams and gel in order to keep his looks up there. I don’t even have a comb because, well, I don’t need it. I don’t even have a hair dryer because… well… I don’t need one (well, we actually have those in the household for the missus, but you get the point). All I need is my hair clipper – a Remington model that I have purchased a few years ago and which is still doing wonders.

So, without me knowing it, I am saving money. A lot. Electricity comes on top here because during the winter our solar water heating panels are not working that well, so most of our water is heated electrically. Which means high costs. On average, when I take a shower (which comes with washing my hair included) the hot water temperature goes down by 4 degrees. When my wife, who has long curly hair, washes her hair, the temperature goes down by 12 degrees.

Then she starts applying all those hair products that I know nothing about and which cost a little fortune. Then she has to use the dryer on her hair, then use even more foams and stuff to keep her hair looking as it does. Plus all the accessories, including the hairbands and such that she sometimes manages to lose at all times… they all add up eventually. Fortunately, she doesn’t have to cut her hair too often because she (me, ahem) likes it long, but when she does have to go, it’s pretty expensive. Because cutting a woman’s hair is, for some reason, more difficult and, in turn, more expensive than doing it for a man.

So… is your hair stopping you from saving money? If you’re not like me, it probably does. However, it’s not really much you can do about it since a world full of ladies with their hair trimmed looking exactly like the men with trimmed hair near them would not be the best place to live in. But the idea is that sometimes saving money (or spending some extra) might come from the small things in life you don’t even think about.

Photo by David Castillo Dominici /


  1. I still spend about $25 a month for a haircut. It’s one of those areas I don’t choose to save money in, for a variety of reasons. The main one, if I’m honest, is that I like getting my hair cut professionally. I like the warm towel and the shampoo and even the hair cut itself. It’s a luxury, sure, but it’s within the bounds of our spending goals so I figure, hey, why not?

  2. I keep my hair long and get it cut very rarely. (Maybe once per year?) However, I do get my hair highlighted every once in awhile, maybe three to four times per year. Which I don’t think is too bad and for me is definitely worth the money.

  3. Ironically, this has been a front and center topic in my mind lately. I usually get my blonde highlights, which, with the haircut, cost about $150, about 4 times a year. I skipped them, and professional haircuts, all year last year and did the haircuts myself (I was once a licensed beautician, so that helps a bit). This year I was planning on adding the professional highlights and cut back into the budget, but given our situation, I just couldn’t justify it. Instead, I used Christmas gift money to buy a great conditioner and “shine adder onner” product. 🙂 Luckily, too, I know how to cut Rick’s hair and the kids’ hair, so we will spend ZERO dollars on hair cuts and the like this year again too, most likely. As for your wife’s hair, that curly hair really does need a professional cut and products to help manage it and maintain its beauty, so this is a splurge worth having in your house. Our oldest daughter has beautiful curly hair too – isn’t it gorgeous?

    • Congrats on managing to do it without having to go to the salon! That was $600 that went towards debt repayment! And indeed, that curly hair doesn’t do well if left unattended and it is gorgeous – my wife uses to say that it’s both a blessing and a curse. Blessing because it looks so good and a curse because it’s pretty high maintenance.

  4. I have stick straight hair that I have cut 2-3 times per year. I used to spend hundreds on “fancy” haircuts and dye jobs, but came to realize they didn’t really make me look better and were costing me a fortune. These days a $20 trim does the job just fine.


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