If you’ve followed this blog, you know that this year at the beginning of July my wife gave birth to our first son, the beautiful Baby Romanian. I can’t really express in words how much of a blessing it is to hold the little fellow in your hands and how good that makes you feel – I am sure it’s a feeling some of you have already experienced and many can hardly wait to experience.

But before you get there… do you afford a baby?

It might sound harsh, it might sound ugly, but the truth is that being pregnant and giving birth is extremely expensive.

Hopefully this article will give you an overall idea on the costs (sometimes hidden) that you should expect before delivery and answer your question: how much does pregnancy and giving birth cost.

It all starts before getting pregnant

If you are like us and like to plan things, then you will probably decide when it’s the best time to start trying for a baby (hey, good luck!): in our case, it was when we were confident that we are financially secure to both go through the pregnancy as well as have a stable income source to be sure that we can afford raising the little fellow.

Yup, it’s true, it shouldn’t be like that but if money is tight, you have to consider everything!

And your spending on the pregnancy will begin before even getting pregnant: we both did full health checks before trying for a baby (no fertility tests, though – those are only necessary if after a few months there’s no luck) and it was good we did so because it was discovered that wifey had an infection and was put under treatment with antibiotics.

Finally, from that point on she started to take supplements (vitamins and minerals) and she’s still taking them even now, one month after delivery. And these babies are not cheap!

Total cost of pre-pregnancy checks and pills: $209

9 months of spending

I couldn’t believe it that there were so many tests and check-ups and visits to the doctor when being pregnant. Every month (and sometimes bi-monthly) we had to go to the doctor to check on things. Do some tests, make sure that everything is OK.

Now, depending on your health plan, they might come in for free. If that’s possible, then you are saving a lot of money!

For us, things were not that nice: the medical facilities in the city where we live in are not that good and we had to go for a private clinic, so all expenses came from our pockets and were pretty scary.

During these 9 months of pregnancy (which are actually 40 weeks, and we only did 35 of them because Baby Romanian decided to come early), we spent a total of $2702.

And we’re not including here all that extra food, like the sliced pineapple that she wants at 11 PM or a ton and a half of oranges that she simply has to eat. Ha!

Giving birth costs

The clinic where Baby Romanian was born
The clinic where Baby Romanian was born

As I said, we had to go for a private clinic. Most likely they are a lot cheaper here than in the US, so our costs were $3326. This includes 6 nights for me and my wife in a private room in the hospital after she gave birth, collecting of steam cells and storage forΒ  themΒ  for 12 months.

It was an “all inclusive” stay, meaning that both wifey and baby had food, consumables and clothes for free. Plus 24h/day medical support but fortunately we didn’t need that for anything than the regulars (painkillers mostly). Not to mention that this was a very modern clinic with the latest generation equipment.

Buying stuff for baby

There are a lot of extra costs involved in this process, although not directly related to pregnancy and giving birth. However, the baby needs a place to sleep in, needs some clothes, needs some consumables and so on.

We were right not to buy any clothes (really, we haven’t bought a single clothing item yet) as all our friends and relatives kept coming with the cutest things: he’s already starting to outgrow them all after 1 month and we still have plenty. So my advice would be not to invest in clothes, you will certainly get them.

What we had to spend money on was: a baby stroller, furniture and repainting for our baby’s crib, a complete set of diapers, baby bottles, napkins, creams and some electrical devices (monitoring systems, humidifier, sterilizer, bottle warmer) and we bought all of them from Amazon (minus the furniture and repainting, of course). As a brand, we went for Philips Avent and we are extremely pleased with the products!

Total costs in this “miscellaneous” area: $1072

So if we are to draw the line and do the maths, the total cost of pregnancy and giving birth was:

$7309

(and there may be some items that we simply forgot to list on our expense tracker because things can get really busy and crazy with a pregnant lady). That is a lot of money in my books!

The best possible ROI :)
The best possible ROI πŸ™‚

The good thing about spending so much money is that I guarantee that when you hold your little baby in your arms and you look at their cute little face you will be as happy and satisfied as you can be. And that is priceless!

19 COMMENTS

  1. No babies here yet, but I can only imagine how expensive they are. My sister didn’t have very good health insurance when she had her first and she’s still paying the bills today (he’s 5!-it was an emergency C-section). Little Romanian is adorable!

  2. Baby R is sooooo cute! I would have done the same as you with respect to going to a private clinic. I think that was well worth the extra cost. We’re definitely getting to this point and are trying to build up a little next egg so the hospital bills wont be so shocking when it’s our time!

  3. Cute baby!

    It cost me 4K to have a baby the second time around because that was my insurance deductible. Fortunately, I didn’t have to buy much of anything else since I was having another girl!

    I did get maternity leave through work, but only half way for 6 weeks. So, it cost me a lot more if you count lost wages.

    • Ah, don’t say that! At most say “I can’t afford it RIGHT NOW”. But you are working hard, you are doing your best and things will change six months from now. Also, some of the costs can be cut before birth and especially after the child is born: if your child is healthy, then you can cut the costs to the bone. Kids are as expensive as you want them to be!

  4. That’s a really cute kid. Well done.

    Thanks for sharing this. My wife and I are planning to have children in the next few years, and I love getting detailed information on the subject. We are considering trying to have our baby outside the US, to perhaps get dual citizenship for our child and perhaps make it easier for them to find future employment in another place, like the EU. Though I don’t know how easily this can be obtained.

    Thanks again and congratulations!

    • I am considering becoming a Digital Nomad and studied a lot of material on that matter. It’s very easy for US citizens to even become residents anywhere in the EU and even if you don’t want to become residents, you can stay 90 days anywhere in the EU legally. Of course, not all the places here are as cheap as Romania (we kind of went for the best of the best here for that money) but also Romania isn’t the best country in the world regarding future prospects. If you need any other details, we can talk about this and maybe meet somewhere in a nice European country πŸ™‚

      And thanks for your nice words too!

  5. Adorable! Thanks for sharing. The doctor’s visits were covered by my insurance, just had to pay $20 co-pay. I think insurance covers most of the delivery/birth, we’ll see as it’s in the process right now. However they better not charge me or the insurance for delivery as my wife did that herself when the hospital said baby wasn’t ready to come and told us we could go home! Is 6 night stay after birth the norm? Here in the US it seems like 2 days…and 3 days for C-section.

    • Here is 3 days for C-section too (dunno about the “regular” way though) but we were advised to stay three more days because they suspected Baby R had an infection and they wanted to make sure that all was alright, so of course we decided to stay. Fortunately, there were no problems, but better be safe than sorry.

  6. We are planning everything for our first child and calculating all the expenses as well. A friend of mine just had his first kid last year and they said it cost them about $10,000+ and that was with no complications.

    When people keep asking us when we are going to start having children my typical response is “when we can afford them.” That answer pretty much prompted every woman that was at our house warming party to look my direction, laugh, and say “Honey, you’ll never truly be able to afford kids.”

    It’s a pretty sobering thought but its hard to deny the truth behind their statements.

  7. Hello,

    I hope you keep answering questions πŸ™‚

    in your text I could not find if your wife delivered naturally or C-Section.
    Do you have any idea how much could cost a planned C-Section?

    Thanks for your comments

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